The Best Title Loan Companies in Wisconsin

The Best Title Loan Companies in Wisconsin
Author : Chris Morgan
Updated on : February 12th, 2023

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From the Green Bay Packers Cheeseheads to being the main producer of ginseng in the United States, Wisconsin is one of the jewels of the Midwest. Milwaukee is Wisconsin’s largest city that has big-city attractions with a small town feel. The abundant forests also make Wisconsin a leader in lumber production in the United States. With such natural wonders as the Cave of the Mounds and several lakes to include Lake Superior, Lake Michigan, the Wisconsin River and the Mississippi River, you may want to take advice from Wisconsin’s official slogan and “Stay Just a Little Bit Longer” when visiting Wisconsin.

Not only does Wisconsin offer an array of things to do and see, according to, Wisconsin is considered one of the most affordable states. It is ranked as the 37th most expensive, and the average monthly cost of living is $1777. 

Even though the cost of living is lower when compared to other states, the minimum wage in Wisconsin does not keep up with the rising cost of living. Wisconsin Watch reveals that the minimum wage in Wisconsin has remained steady at $7.25 per hour since the last raise in 2009. Given that the average living wage is $24.20 per hour for a family of two adults and two children and $16.40 per hour for a single adult with no children, Wisconsin’s minimum wage simply does not provide financial security.

To cover expenses in a pinch, short-term cash options such as title loans are a useful asset for Wisconsin residents when used with discretion and responsibility.

What Are Title Loans Regulations in Wisconsin?

The Consumer Federation of America provides detailed information on the title loan regulations throughout the United States. Title loans in Wisconsin are legal with the following parameters:

  • Maximum loan amount: Up to 50% value of the vehicle to $25,000 maximum
  • Cost limits for the title loan: No cap
  • Term limits for the loan: Up to six months
  • Special provisions: Title loan companies may not require a vehicle key to secure the loan

Given that there isn’t a cap on the cost limits for a title loan in Wisconsin, individuals are advised to only borrow what can be paid back comfortably as additional fees can increase the overall cost of a title loan.

The Best Online Title Loans In Wisconsin

We want to help you find a quality title loan from a reputable company in Wisconsin. Thus, the following is a list of the best online title loan companies. Their online presence makes them an easily accessible option when looking for a title loan.

Max Cash Title Loans

Max Cash Title Loans Logo

Our number one choice for title loans is Max Cash Title Loans. If you are looking for a solid, reputable company that offers title loans, you have the assurance that this company is it. They’ve been providing online loan services throughout the United States since 2008. With over one million customers and counting, Max Cash provides a seamless online platform that enables you to connect with numerous lenders with one application. 

Because Max Cash is an online loan broker, you don’t have to go searching for different title loan companies. Max Cash takes the guesswork out of finding a quality lender for your title. Once you submit your application, you’ll be connected to a number of lenders, who will help you get a title loan in Wisconsin at competitive rates.

Here are some reasons why Max Cash Title Loans is our number one choice:

  • High quality customer service
  • An easy online application
  • Availability of a large network of loan lenders
  • Transparency of rates and services

We offer this Max Cash review, which provides more details on their loan products and services.


LoanMart Logo

Our runner-up for online title services is none other than LoanMart. With over 250,000 loans funded since 2002 and a direct lender process, you’ll get your title loan funds in no time. One of the greatest advantages of LoanMart is their three-day peace of mind guarantee. It gives you three whole days to reconsider your title loan, and if you decide you no longer want the title loan for whatever reason, you can simply back out of the contract without incurring any fees or penalties.

LoanMart is Is a preferred option for title loans because:

  • They offer a fast, direct lender process
  • Competitive loan rates
  • You’ll receive your loan funds fast
  • A three-day piece of mind guarantee
  • Valuable financial education resources

This LoanMart Review provides comprehensive details on all that this company has to offer for online title loans.

The Top 7 Local Wisconsin Title Loan Companies

While the featured online title loan companies Max Cash and LoanMart are reputable, hassle free, convenient and private, we understand that sometimes people would rather drive somewhere and deal with a worker face-to-face. To help with this, we have provided seven title loan companies in the Milwaukee, Wisconsin area to assist with funding your temporary cash needs.

Wisconsin Auto Title Loans, Inc.

Wisconsin Auto Title Loans Logo

Wisconsin Auto Title Loans, Inc. offers both installment and title loans throughout Wisconsin. You can apply for your title loan online and a representative will call you with details on how to complete the title loan process. With the title loan, you could be eligible for up to $15,000. As long as you are able to submit all the required documentation such as a lien-free title to a vehicle registered in your name, proof of identity, proof of employment, and banking information, Wisconsin Auto Title Loans, Inc. is usually able to fund your title loan in 30 minutes or less.

Contact Information:

  • Address: 1403 Miller Park Way, Milwaukee, WI 53214
  • Phone: (414) 384-7457

TitleMax Title Secured Loans

TitleMax Logo

Since 1998, TitleMax Title Secured Loans has been a mainstay in financial products and services with over 900 locations in 14 states. They offer both vehicle title and motorcycle title loans. Title Max prides itself on its quick, efficient approval process that will have cash in your hands in less than an hour. To qualify for a vehicle or motorcycle title loan, it is important to note that title Max does perform a credit check.

However, it is the vehicle title that helps secure your title loan. So, all credit types are accepted. The total title loan amount available to you will depend on several factors such as the value of your vehicle and your ability to repay. Title Max wants to offer its customers title loan services that get them the cash they need with affordable repayment options.

Contact Information:

  • Address: 7250 N 76th St, Milwaukee, WI 53223
  • Phone: (414) 760-0910

Advance America

Advance America Cash Advance Logo

Advance America prides itself on being a leader in consumer financial services since 1997. With over 148 million loans issued, you can count on Advance America to offer you reputable title loan services. You have the option of applying for a title loan solely online or visiting one of the numerous local branches in Wisconsin. To obtain a title loan, you will need a free and clear vehicle title registered in your name. Their friendly, informative staff will complete a thorough inspection of your vehicle to provide an appraised value of your vehicle for the title loan.

Contact Information:

  • Address: 8066 N 76th St, Milwaukee, WI 53223
  • Phone: (414) 371-1427

Quick Cash Loans

Quick Cash Loans Logo

Quick Cash Loans offers a quick and easy title on process where you can apply online, via phone, or by visiting a local store in Milwaukee. To get started on the title loan process, you are encouraged to submit an online title loan inquiry stating the amount of cash you would like, your personal details which include proof of income and identity, contact details, and valid checking account information.

Other requirements to obtain a title loan with Quick Cash Loans include being at least 18 years of age or older, being a US citizen or having permanent residency, and providing a valid email address and telephone number so that a loan specialist can contact you to process the title loan. 

Contact Information:

  • Address: 3954 N 76th St, Milwaukee, WI 53222
  • Phone: (414) 250-7980

Check `n Go

Check n Go Logo

Check `n Go offers both secured and unsecured personal loan services that you can pay back over a period of time on a fixed schedule. In the case of a title loan, this is a loan that is secured using your vehicle title as collateral. Because title loans do not require credit, Check `n Go has helped numerous individuals get the fast cash that they need. In order to qualify for a title loan, individuals must provide the following:

  • A US government issued photo identification
  • A US government issue social security card or ITIN
  • Proof of income
  • A lien-free vehicle title registered in your name
  • A valid checking account
  • An active phone number

Contact Information:

  • Address: 807 S Layton Blvd, Milwaukee, WI 53215
  • Phone: (414) 384-5400

OneMain Financial

OneMain Financial Logo

For over 100 years, OneMain Financial has been a trusted provider of a variety of financial service products. To help facilitate the title loan process, this company offers the option to complete an online application or to speak to a loan specialist directly. Your lien-free vehicle title registered in your name is used as collateral to secure the title loan.

Additional requirements to secure a title loan via OneMain Financial include proof of identity and proof of employment for repayment of the title loan. Once approved for the title loan, you will sign your title loan documents, and the title loan funds will be deposited to your bank account.

Contact Information:

  • Address: 7526 W Burleigh St, Milwaukee, WI 53210
  • Phone: (414) 442-4243

Brother Loan & Finance

Brother Loan & Finance Logo

Since 1990, Brother Loan & Finance has offered personal installment loans to the public. They have a number of resources that allow individuals to obtain the funds they need with some perks! While the title loan is secured with a vehicle title, Brother Loan & Finance prides itself on offering affordable repayment terms that make it easy and convenient to obtain the emergency funds you need. Some benefits offered by Brother Loan & Finance to its customers include:

  • Same day funding for title loans
  • Affordable repayment plans
  • A customer loyalty program with perks for returning customers

Contact Information:

  • Address: 2607 W Morgan Ave, Milwaukee, WI 53221
  • Phone: (800) 850-8599

How Much Can You Get For A Title Loan in Wisconsin?

The Wisconsin Statutes § 138.16 set the regulations and stipulations for title loans in Wisconsin. In general, title loans are legal and available in Wisconsin with an interest rate cap of 25%. Wisconsin law has set a maximum 180 day loan term. Title loan borrowing starts at a minimum of $100 with a maximum of $25,000.

In addition to these requirements, those interested in a title in Wisconsin must be at least 18 years of age and older, have Wisconsin residency, have a government issued photo ID, proof of a steady source of income, and a lien-free vehicle title registered in the title loan applicant’s name.

What Are the Pros And Cons Of Getting A Title Loan?

As with any financial product, it is important to be well-informed so that you’re able to make the most sound decision when obtaining a title loan. There are both pros and cons associated with getting a title loan.

The Pros:

  • The ability to receive emergency funds without a credit check
  • Loan funds are available quickly upon approval
  • You’ll still have access to your vehicle while you’re paying off the title loan

The Cons:

  • Because title loans do not require a credit check, they are usually offered at higher interest rates in comparison to other loan products.
  • As a last resort, it is possible that the vehicle is repossessed if terms are not renegotiated and the title loan is not repaid in full.
  • In some states, title loan companies require you to install a tracking device on your vehicle until the title loan is paid off and/or provide an extra set of vehicle keys until the title loan is paid off. It should be noted that under Wisconsin title loan regulations, title loan companies are not allowed to secure vehicle keys as part of the title loan process.

If you’re interested in exploring whether a title loan is for you, we encourage you to check out our post on Best Online Title Loans of 2023.

Do Title Loans Rely On My Credit?

One of the main reasons why title loans are so popular is that they do not require credit. This is possible because your vehicle title is used as collateral to secure the loan. In order to receive title loan funds, your vehicle will have to be appraised for value, and you will have to relinquish your vehicle title while you’re paying off the title loan.

Fortunately, you’ll be able to continue driving your vehicle while you’re paying off the title loan. Upon full repayment of the title loan, the title company will return your vehicle title to you.

While title loans aren’t usually an efficient way to reestablish or build credit, our post on The Best Credit Repair Companies in the United States can help you take charge of your credit.

Can My Credit Score Be Affected If I Don't Pay Back the Title Loan?

You don’t have to worry about your credit score being affected if you don’t pay back a title loan since credit is not used to secure a title loan. If you can’t pay back the title loan, you should immediately contact the lender to figure out a more manageable payment plan.  

At the end of the day, the lender wants the loan paid off. They don’t want to repossess anyone’s car. They also realize that most people need their car in order to get to work, and they want you to work so that you can pay off the loan. This is why it makes sense to contact the lender and renegotiate the terms if necessary.

If you’re strictly interested in improving your credit score, then read our post on How to Get a Credit Score for Free. It will get you started on learning more about your credit score.

How Do You Get Around A Title Loan?

Honestly, the best way to get around a title loan is to simply pay off the title loan per the repayment terms and conditions of your title loan contract. Upon doing so, your vehicle title will be returned to you. However, if you’re having issues repaying your title loan, there is the option of title loan refinancing, which could help you renegotiate your monthly title loan payments so that you can avoid a loan default.

Conclusion and Next Steps

With the available online and local title loan companies in Wisconsin, fast, convenient emergency cash is at your fingertips courtesy of your lien-free vehicle title. To get started on the title loan process, visit our preferred online title loan provider Max Cash. With just one loan application, you’ll be connected with several lenders offering competitive rates for title loans in Wisconsin. 

If you need cash fast, get in touch with

Max Cash.

Max Cash Title Loans Logo

When doing research, Credit Help Info relies on credible and authoritative sites. These research sources are provided so that you can see exactly where we get our information.

About the Author

Chris Morgan

Chris Morgan is a credit expert and founder of Credit Help Info. He has been featured in Addition Financial, GOBankingRates, MSN Money, Yahoo Finance, and many other publications. He has read hundreds of books and resources on finance and the credit industry. Because he did this, you don’t have to. As a school teacher for over 20 years, Chris enjoys taking complicated material and breaking it down into manageable information that’s easy to understand.

Learn more about Chris Morgan

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