Top 6 Title Loan Companies Open on Saturday and Sunday

Top 6 Title Loan Companies Open on Saturday and Sunday
Chris Morgan
Author : Chris Morgan
Updated on : February 4th, 2022

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If you find yourself looking for a title loan on Saturday or Sunday, you might find that many of your local title loan companies are closed. This can be terrible news if you need instant cash on the weekend.

To make matters worse, even if you do find a title loan company that’s open on Saturday and Sunday, they may not have your best interests in mind. They could charge an extremely expensive interest rate and tack on many additional fees, according to the Federal Trade Commission (FTC).

If you’re in a pinch for cash over the weekend, online title loans may be your best bet. In this article, we’ll share our top 6 title loan companies open on Saturday and Sunday, and offer insights into what you need to know before agreeing to a title loan.


The Best Title Loan Companies Open on Saturday and Sunday

Here are our picks for the best title loan companies open on Saturday and Sunday. These companies all offer mostly online title loans, meaning that you’ll likely be able to get one as long as you live in a state where title loans are legal.

Max Cash Title Loans


Max Cash Title Loans Logo

Max Cash is a free-to-use title loan platform. Their job is to help connect you with one of their partner title loan lenders. Once you sign up, Max Cash immediately goes to work, matching you with lenders that fit the criteria of what you’re looking for.

We think Max Cash is the perfect platform to start your weekend title loan search. Here are some of their biggest pros:

  • It’s completely free. Max Cash is an online platform, meaning it never “closes,” even on the weekend! Better yet, it’s completely free to sign up. You could potentially get in front of multiple lenders all for zero upfront cost.
  • They have a wide network of lenders. Because Max Cash has so many partner lenders on their platform, this only increases the chances you’ll be able to find an affordable title loan with them.
  • You can compare and contrast loan offers. Even on Saturday and Sunday, you won’t have to settle for expensive title loans because you might have many lenders competing for your loan. This allows you to pick the best option among them.

Notably, Max Cash is not a direct lender. They are only responsible for connecting you with another partner lender, so be sure to read your loan contract carefully. While Max Cash cannot void a contract that you’ve already signed, you can always reach out to their customer service before signing to get their opinions on a particular loan offer.

For a deeper look into all of Max Cash’s pros and cons, check out our Ultimate Max Cash Title Loans Review.

LoanMart


LoanMart Logo

LoanMart is another top title loan provider, though they use a very different model compared to Max Cash. LoanMart is a direct title loan provider, which means that they are the ones writing your loan contract, funding your loan, and holding onto your car title.

LoanMart is a great place to look for a title loan due to the following reasons:

  • They’re quick. Because LoanMart is a direct loan provider, you can often get your funds really quickly, even on Saturday and Sunday. Sometimes, you might even be able to get your cash the same day you apply.
  • Their “Three Day Peace of Mind” guarantee. If you decide you no longer need a title loan within 72 hours of signing your contract, LoanMart allows you to back out with no penalties. Few other title loan companies offer this benefit.
  • They emphasize financial education. LoanMart focuses on the broader picture by encouraging their clients to learn about their credit and finances. They offer many free educational articles, such as how to fix your credit score yourself.

Get started with LoanMart by visiting their website and filling out their online application. It shouldn’t take you more than 5 minutes, and a loan officer will reach out to you soon, even if it’s Saturday or Sunday.

Loan Center


Loan Center Logo

Loan Center also offers title loans on all types of vehicles, including cars, motorcycles, and RVs. The amount you can lend will vary depending on what state you’re in, but clients can get up to $50,000 in a single loan.

Loan Center services new applicants even on Saturdays and Sundays. Their online application mostly just asks for information about your vehicle, so you should be able to complete it quickly.

TitleMax


TitleMax Logo

TitleMax is another popular title loan company in the US. They have over 1,100 physical stores and a growing online presence. 

Usually, visiting a TitleMax store is the quickest way to receive your funds–you could get cash in as little as 30 minutes. However, on Saturdays and Sundays, you can still complete their application process online. TitleMax customers do not need a bank account to get a loan, so this is a great option for the unbanked.

Car Title Loans 123


Car Title Loans 123 Logo

Car Title Loans 123 is another company that makes it easy for you to get a title loan on weekends. They have loan specialists ready to pick up your call 24 hours a day, 7 days a week.

With Car Title Loans 123, customers can get anywhere between $1,000 to $50,000 in a single loan. They accept many different vehicles as collateral, including boats. We also like that they are transparent about their interest rates on their website.

TFC Title Loans


TFC Title Loans Logo

TFC Title Loans is an experienced company in the industry, having been established in 1994. While they are headquartered in California, you can submit an application online over the weekend at any time.

If you continue with their application, note that you will need photos of your car to show its current condition. You’ll also need contact information for two references. TFC Title Loans can make a decision immediately after you complete all the paperwork.


What is a Car Title Loan?

In a car title loan, your car title is offered as collateral in exchange for cash. Though this means you are temporarily handing over the rights to your vehicle to your lender, you can still drive your car throughout the duration of the title loan.

Car title loans are a good option for those with a bad credit score. This is because title loan lenders, similar to payday loan lenders, won’t check your credit. In addition, they are a great option on Saturdays and Sundays, since the online application process at each of the 6 companies above is very quick and easy.


When Should I Consider Getting a Title Loan?

Title loans are typically short-term loans with high interest rates. Because of this, we never recommend getting a title loan for lifestyle expenses, such as gifts or vacations. Instead, reserve title loans for true financial emergencies. Here are some examples of good reasons to get a title loan:

  • Rent payment
  • Utility bill
  • Medical bill
  • Car repair bill

In addition to these common scenarios, the most important thing to consider before getting a title loan is whether or not you can fully repay it. Not repaying a title loan can have severe consequences, including repossession of your vehicle, which happens to about one in five title loan lenders.


Are There Car Title Loans Near Me That Are Open Now?

Yes, our 6 recommended companies are open to new applicants right now, even if you’re reading this on a weekend.

If you are a resident in one of the following states, we have additional local title loan company recommendations that may be open on weekends. For more information, check out the state-specific articles below.


How Much Cash Can I Expect To Get From a Title Loan?

According to the Consumer Financial Protection Bureau (CFPB), the average title loan is for $700 (at an APR of 300%). However, there are many factors that can influence the amount of money you’re eligible for.


Many companies will value your car based on its make, model, mileage, age, and overall condition. You can use a trusted resource such as Kelley Blue Book to get an idea of what your car is worth.


Remember that title loans are expensive. This means that while you might be able to get $5,000 or more in a single title loan, this only increases the amount of money you’ll have to pay back. More isn’t always better when it comes to title loans: only take out the amount you truly need.


How To Get a Title Loan

At each of the 6 recommended companies, the general process of getting a title loan will include these five steps:

  • Prepare your documents. At the bare minimum, you’ll need a clear copy of your photo ID, and your car title. Some other companies will require proof of income (recent paystub), proof of residency (utility bill), and car insurance information.
  • Fill out an application, in person or online. The online application process usually involves providing basic information about yourself and your car. It shouldn’t take you longer than 5 to 10 minutes to complete.
  • Receive and review your loan terms. A loan specialist will review your application and reach out to you soon with their decision. In most cases, if you’ve provided all the information correctly and truthfully, you should be given a loan offer. Review it carefully, noting down the amount, interest rate, and repayment details.
  • Accept or decline the offer. After you’ve thoroughly reviewed the terms, you can accept the offer. However, don’t be afraid to decline and start the process over with another company.
  • Get your funds. If you accept the offer, you should get your funds shortly. Immediately make it a priority to pay back your title loan.

Conclusion and Next Steps

Whereas many banks and local lenders might be closed on Saturdays and Sundays, our 6 recommended companies are available all weekend for new title loan applicants. Title loans are a great way to get your hands on some quick cash if you need it.

Start your title loan search today with Max Cash. They can instantly connect you with one of their partner lenders who can offer you an affordable title loan over the weekend.

If you need cash fast, get in touch with

Max Cash.

Max Cash Title Loans Logo

When doing research, Credit Help Info relies on credible and authoritative sites. These research sources are provided so that you can see exactly where we get our information.


About the Author

Chris Morgan

Chris Morgan is a credit expert and founder of Credit Help Info. He has been featured in Addition Financial, GOBankingRates, MSN Money, Yahoo Finance, and many other publications. He has read hundreds of books and resources on finance and the credit industry. Because he did this, you don’t have to. As a school teacher for over 20 years, Chris enjoys taking complicated material and breaking it down into manageable information that’s easy to understand.


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